How To Get A New Roof Covered By Insurance

Usually if the roof is under 10 years old there s a good chance the claim will be accepted.

How to get a new roof covered by insurance.

The next step is finding a reputable roofing contractor to complete the roofing repair or replacement. To get started first check your insurance policy documents to make sure you re covered for the. Replacement coverage provides for returning the roof to a brand new condition when an event that is covered by the insurance policy takes place. Be sure to ask for references and examples of previous work experience when you are selecting your contractor if you don t already have one.

Other things not covered. It could be as low as 15 for a roof near the end of its service life. Take pictures of the damage to your roof and of any interior damage resulting from the damaged. Your insurance agent or public adjuster can likely provide recommendations as well.

Once you have received the final word from your insurance company and a green light for a roof replacement you will be given money for the damage. This means you will get a percentage of the replacement cost based on the roof s material and age. If your roof is newer and in good shape you may be able to buy roof replacement cost coverage. Repair coverage usually takes into consideration depreciation of the roof.

This will pay you the full amount to get a new roof. How to claim a new roof on your homeowner s insurance research your coverage.